In Home Care
Social Security
Medicare
Medicaid
Bio
 

Medicare is the federal health insurance program for people 65 years or older, certain younger people with disabilities, and people with permanent kidney failure with dialysis or a transplant.
You can get most Medicare benefits by learning what Medicare covers and by taking advantage of all that Medicare has to offer.. Medicare has the following parts:
Part A (Hospital Insurance)
Helps cover your inpatient care in hospitals. Part A also helps cover a skilled nursing facility (following a three night hospital stay and discharge to a Medicare approved skilled nursing facility), hospice and home health care if you meet certain conditions.
Part B (Medical Insurance)
Helps cover medically necessary services like doctors’ services and outpatient care. Part B also helps cover some preventive services to maintain your health and to keep certain other illnesses from getting worse.
Part C (Medicare Advantage Plans)
Combines Part A, Part B, and sometimes Part D coverage. These plans must cover medically-necessary services and can charge different copayments, coinsurance, or deductibles.
Part D (Prescription Drug Coverage)
May help lower your prescription drug costs and help protect against higher costs in the future.
Be sure to sign up for Medicare about three months before you reach age 65. You are eligible for premium-free Part A if you are age 65 or older and you or your spouse worked and paid Medicare taxes for at least ten years. Part B premiums are deducted monthly from your Social Security, Railroad Retirement or Civil Service Retirement check. Part C Medicare Advantage Plans are health plan option approved by Medicare and run by private companies. Plans include HMOs and PPOs offering point-of-service options.
For more information visit www.medicare.gov

Medicare eligibility is not based on income or resource levels. Your Medicare eligibility will not be affected by how much income you earn after retirement.

Complete information can be found at www.medicare.gov

You must enroll in this program to receive coverage. Enrollment is optional. The plan covers most brand name and generic drugs. For more informnation please visit www.medicare.gov

Medicare pays for skilled care. It does not pay for non-skilled, or custodial care in your home or in a facility. There are conditions to be met, and other qualifications to satisfy.
Detailed information can be found at www.medicare.gov

© 2008 William J. Ridgell. All Rights Reserved.

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www.medicare.gov
Medicare coverage, new drug programs, 800-772-1213

www.socialsecurity.gov
For all Social Security or Social Security Insurance questions.

www.cms.gov
Center for Medicare and Medicaid

www.naela.org
National Academy for
Elder Law Attorneys.

www.va.gov
Veterans Administration

www.aoa.gov
Administration on Aging has all kinds of information including a directory of state Area Agencies on Aging

www.eldercare.gov
Eldercare Locator, 800-677-1116

www.alz.org
Alzheimer’s Association, information and resources (support groups),