Our Services

 

             The Chang Team distinguishes itself in the commercial mortgage business with exceptional commitment & follow-up.

             We smooth the inevitable bumps in the road and work with our client every step of the way. From the favorable resolution of a lender's concern over an environmental issue, to negotiating the details of a lender's desire to hold back funds for needed repairs or maintenance.

             Chang Team is your advisor, your advocate and your problem-solver.

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Testimonials

 

 

           “I have worked with Annie Chang for the past three years in the residential mortgage lending side.  She has worked closely with me and my clients to help them refinance their mortgages or obtain new mortgages.  She is very detailed oriented and patient with all her customers.  I can rely on Annie to follow though and appraise me on any potential problems.  My clients have rated their experience with Annie very highly in their evaluation sheet and I highly recommend Annie to other clients in the commercial lending side.  Feel free to contact me at 510 654-4417.”

 

Mary Geong, CPA

Oakland, CA

 

 

           “In 2005 we decided to purchase a home in Oakland. Our agent insisted that we use a broker familiar to her; however, we decided to use Annie as our lending partner. From the initial phase of pre-qualification to the close, Annie was prompt, professional, and helpful in assisting us in the often mysterious and intimidating process of purchasing a home. Moreover, she advocated on our behalf not just with the lender but even with our real estate agent. When we decided to go with a three week escrow, Annie was able to pull out all the stops and get the funds transferred without a hitch. She presented all of our financing options from the high-risk, low-payment to the conservative fixed rate jumbo loans. Importantly she was always available to field those anxious phone calls that seem to increase in frequency towards the submission of the deal and the even more anxious times when escrow is near close!

 

We recommend Annie Chang without reservation--in fact, we are always looking to be able to refer her more clients both residential and commercial. You will not find a more trust-worthy and professional broker.

 

Dr. Kelley Gin and Dr. Anca Ivan

Oakland, CA