TO THE CRESTWOOD VILLAGE 5
HOMEOWNERS ASSOCIATION WEB SITE

325 Schoolhouse Road
Whiting N.J. 08759

(Serving the senior community for over 25 years)
SENIOR POWER

The Crestwood Village Five Homeowners Association is not the CV5 Community Association but a club composed of homeowners within Crestwood Village Five. If you enjoy this website, support the homeowners club. See more information below on the Membership link.


Problems, need information, call the CV5 Clubhouse Manager
Lillian Ward 732-350 0700 - 7am to 3 pm

 

Home Page
Board Members
Membership Information
Maintenance
Services
Links to Senior Web Sites
Minutes of our Monthly Meetings
Meeting Date Calendar
Online Newspapers & Coupons
Health Related Web Sites
Items For Sale
Village Bus Schedule

             

      

There will be NO meeting or newsletter in December.

On January 22,2010, Mr William Fence of K&R Tax and Financial Services Inc. will discuss the changes in the tax laws for 2009. This is a must attend meeting and can save you money.

All meetings start at 10 am (9:30 coffee & donuts)
CV5 Hilltop Club House
325 Schoolhouse Road

All are welcome-you don't have to be a member to attend

Bring a friend

   If you have any questions you may contact Pat Sinnott, President of the Homeowners Association at: 732-350-1702 or at my e-mail address patsinn@yahoo.com



 

American Recreational Military Services- a 501 Public Charity


This organization provides assistance to military familes in need and ships donations to troops overseas. For more information visit their web site at

http://www.supportarms.org/

The following items are needed :
Bug Spray, Chap Stick, Q- Tips, Eye Moisture Drops, Socks (White/Green), Mouthwash, Hard candy, Batteries, Tissues, Foot Powder, Deodorant, Gum, Mints, Cookies, Coffee/Tea packers, Aspirin, Cough Medicine, Pens, Pencils, Writing paper, Shaving Cream, Razors, etc. Monetary donations are also welcomed to offset shipping costs.

Contributions can be dropped off at the Crestwood Sun Office Whiting Shopping Center where they will be forwarded to A.R.M.S.
Call 732 350 0800 to see when the office is open.

 

OCEAN COUNTY CALENDER

Medicare D Days at the County Connection
The open enrollment period for the Medicare prescription drug program is November 15 through December 31. That’s the time when new Medicare recipients can enroll in a Part D plan and previous enrollees can change plans if they choose. The Ocean County Office of Senior Services will be available at the County Connection on the following dates to answer your questions about Medicare Part D and to help you select the program that’s best for you: Monday, November 30; Friday, November 20; Tuesday, December 8; Thursday, December 10; Monday, December 14; Friday, December 18 & Tuesday, December 22. Call 732-288-7777 to make an appointment.


Veterans Services & Job Assistance
The Ocean County Office of Veterans Services will be at the County Connection Tuesdays, December 1, December 15, January 5 & January 19, from 10 am till 1 pm, to provide information on health services and other benefits available to eligible veterans. Veterans Services will be joined by Workforce NJ Division of Employment & Training to assist unemployed and underemployed veterans in their efforts to find work.


Consumer Affairs
Problems with purchases? Unreliable repairmen? Who can you turn to for help? A representative from the Ocean County Consumer Affairs Department will be at the County Connection Wednesdays, November 18, December 2 & December 16, January 6 & January 20, 5 to 9 pm, and Fridays, December 18 & January 22, from 11 am - 1 pm.


Social Security Information
Representatives from the Social Security Administration will be at the County Connection Thursdays, December 3 & January 7, from 10 - 1 to give out information and answer questions about Social Security benefits.


Ocean County Mentoring Program
Can you spare an hour a week to make a positive difference in a child's life? Ocean County's Mentoring Program is seeking mature volunteers to provide safe friendships to boys and girls, ages 8 to 11, who may not have the support of a traditional family. Training is provided. The Mentoring Coordinator will be at the County Connection Friday, December 4 & January 8, to discuss the program with interested adults.


Job Search
Out of work and trying to find a new job? Visit the County Connection, scheduled evenings from 5:45 to 9:30 pm. Christine Karaska of Workforce New Jersey will provide information and tips to job seekers. Job Search & Resume Skills: November 23 & November 30, December 7 & December 14, January 4, January 11 & January 25.


Family Assistance Information
The Board of Social Services will present information on assistance programs available to eligible Ocean County residents Tuesdays, November 24, December 8, January 12 & January 26, from 11 to 1.


Free blood pressure screenings
The Ocean County Health Department will conduct free blood pressure checks at the County Connection on Wednesdays, December 16 & January 20, from 9:30 am till 11:30.
Senior discounts on educational programs, fitness classes, & more
If you're 55 or older, you can receive all the great benefits of membership in Ocean County College's Academy of Lifelong Learning, all for only $10 a year. For more information, visit the County Connection on Thursdays, November 19, December 17 & January 21, from 10 am till 1 pm.


Ocean County Library services
Book drop-off daily
Recycle old household batteries & cell phones
For convenient, safe & environmental recycling: Bring your old household batteries & cell phones to the County Connection.


Drop off worn American flags
Worn American Flags, no longer suitable for display, can be dropped off at the County Connection. The flags will be turned in to veterans groups for proper disposal.
Passport Services & Photo IDs at the County Connection
Under new federal regulations, passport books are now required for all US citizens traveling by air to Canada, Mexico & the Caribbean. Passport cards will soon be required for land and sea crossings. Prepare for your next trip by getting passports now. (Fees vary.) You can get passport photos ($10) & Ocean County photo ID’s ($10) at the County Connection, too.


Purchase tickets for OCC shows at discounted prices
You can purchase tickets for events at Ocean County College's Fine Arts Center at the County Connection. Cash, check or money order only.


Register for Ocean County's Off-Leash Dog Parks
Visit the County Connection to register your dog for Ocean County's off-leash dog parks at the Miller Airpark in Berkeley and Ocean County Park, Lakewood. The off-leash parks are operated by the Ocean County Parks & Recreation Department. (Annual fee: $25.)


Senior Services
Ocean County's Senior Services staff has information on all of the latest programs for seniors. A Senior Services representative is at the County Connection most weekdays from 10 am to 5 pm.


Surrogate's information at the County Connection every weekday
The Ocean County Surrogate's Office now has staff at the County Connection Monday thru Friday, 10 am - 4:30 pm, to answer questions about probating wills & other services of the Surrogate's Court.
Contact : 732-929-2011 for more information
Website : Ocean County Surrogates Office


Information on the NJ Coastal Heritage Trail and tourism-related activities
Discover the historic, cultural and natural treasures found along the coastal areas of New Jersey. The County Connection is an official Information Center for the New Jersey Coastal Heritage Trail. The County Connection also has information on special events and tourism-related activities throughout Ocean County. "101 things to do in Ocean County" to keep your whole family entertained all year long.


Kids Winter Beach Blast
Don't let winter's chill keep the kids from enjoying an afternoon at the beach. Join the Ocean County Parks Department for our annual Winter Beach Blast, Center Court at the Ocean County Mall, Saturday, January 16, from 1 pm till 2:30 pm.


FREE Osteoporosis Screenings
Are you at risk for osteoporosis? Osteoporosis is a major health threat for 28 million Americans, 80% of them women. The Ocean County Health Department is offering free bone density screenings for women at the County Connection, January 28, from 9:30 am to 3 pm. Screenings are scheduled on the 4th Thursday of each month. Call today for your appointment: 732-288-7777.

 

Problem with Cell PHONE CHARGERS

Nokia has announced an exchange program for a limited number of Nokia-branded chargers. We have determined that the plastic covers of the affected chargers could come loose and separate, exposing the charger’s internal components and potentially posing an electric shock hazard if certain internal components are touched while the charger is plugged into a live socket.

For more information click on link below

http://chargerexchange.nokia.com/chargerexchange/en/

 

Total Public Debt Outstanding on 11/17/2009
        $12,039,319,107,488.80

Do you want to check it every once in a while go to Treasury Direct see below

http://www.treasurydirect.gov/NP/BPDLogin?application=np

 

FROM THE DESK OF THE MAYOR - Michael Fressola
November 17, 2009
Dear Manchester Residents:

The following is a status report on some of the major projects being undertaken by the Township:

Route 530 Sidewalk Project - The Township received funding from the Community Development Block Grant Program in 2006 and 2007 in the amount of $65,000.00 for the construction of handicap accessible sidewalks along Ocean County Route 530 in Whiting. The sidewalk will be a 4-foot wide concrete walk beginning at Schoolhouse Road and travel west to approximately the Whiting Renal Care Center. The exact limit of construction will depend on available funds.

Approvals from the Pinelands Commission and Ocean County Soil Conservation District have been received. We have been asked by the Ocean County Engineering Department to hold on this project as they are currently designing an expansion of Route 530 in this area.

Alexander Avenue Repaving - The Township received $150,000 from the New Jersey Department of Transportation Local Aid Program in 2007 for the resurfacing of Alexander Avenue from Route 37 to the Manchester Soccer Complex. This will include replacement of curb and sidewalks as well as pavement overlay of the roadway.

Plans have been submitted to the NJDOT and approval from the Local Aid Department has been received. Comments from the Railroad Engineering and Safety Unit have been received and a response has been provided. Construction is anticipated for the spring/summer of 2010 by the Department of Public Works.

Pine Lake Park Drainage Program - The Township has met with the New Jersey
Department of Environmental Protection and is pursuing a 0% loan through the NJ Environmental Infrastructure Trust (NJEIT) program. The proposed project will consist of infiltration systems to address flooding in the six areas highlighted in the Pine Lake Park Drainage Study. Although we cannot proceed with the full design build out of most of these systems, due to property acquisition issues, this program should help alleviate the ponding in these areas. The originally proposed outlets to Pine Lake had to be removed from the project as they required a General Permit from the NJDEP and would thus make the project ineligible.

We submitted plans, specifications, & planning documents to the NJDEP on February 27, 2009. We received notification on March 17, 2009 from the DEP that the project was received and is included on the list of projects to receive potential funding. Currently, the project is slated to receive a traditional low-interest loan, pending available funds

 

Helping The Less Fortunate Focus of Food Drive
10/13/2009

TOMS RIVER – Ocean County Sheriff William L. Polhemus is hopeful a Thanksgiving Food Drive sponsored by the Ocean County Sheriff's Department will help put food on the tables of Ocean County residents who are less fortunate.

"The holidays can be such a difficult time of year for families experiencing economic hardships," Polhemus said. "We want to help those members of our community that may be struggling this upcoming holiday season."

Non-perishable food items can be dropped off at bins at the Ocean County Justice Complex at 120 Hooper Avenue, the Ocean County Administration Building, 101 Hooper Avenue, the Ocean County One-Stop Center at 1027 Hooper Avenue, Building 2, the Ocean County Clerk's Office at 118 Washington Street, and the County Connection located near JC Penney at the Ocean County Mall, all located in Toms River. The County Connection is open during regular mall hours including weekends.

Polhemus noted that the Ocean County Freeholders and county employees have supported his efforts for the Christmas holiday drive by providing toys and food over the years.

"The Sheriff's Department holds an annual food and toy drive for the Christmas holiday," Polhemus said. "But because many people are unemployed and really need the help this year we are also holding a food drive for Thanksgiving."

Polhemus sees the affects of the economy on Ocean County residents as his department handles the foreclosures of homes.

"This is not an easy time and the holidays seems to add to the pressures of everyday life," he said. "Whatever we can do to help the holidays be a little brighter to families in Ocean County, we will do it."

For more information on the Thanksgiving food drive please contact Mary McHugh at the Ocean County Sheriff's Department at 732-929-2044.

"Every little bit will help this year," Polhemus said. "Together we can help to make the holidays a little more special by helping to put food on a family's table. It really does make a difference."

 

 

CHANGE TO SENIOR TAX FREEZE LAW

Revisions to the state's senior tax freeze law now allows seniors who have been in their primary residences for at least two years to apply for the property tax relief. Previously, seniors had to live in their homes for at least three years.

Under the new revised law, co-sponsored by 10th District Senator Andrew Ciesla, eligible homeowners will receive the difference between the amount of local property taxes they paid when they enrolled in the program and the amount they paid in the reimbursement year.

Recipients must be disabled or at least 65 years old and earn $80,000 or less a year, Vicari said.

The changes will begin with tax year 2009. Those applications will be available sometime in 2010. Other requirements include having paid property taxes directly or through rent on a principal residence for at least 10 consecutive years, including two as the owner of the property for which they're now seeking reimbursement.

Additional information and applications are available on the state Division of Taxation Website www.state.nj.us/treasury/taxation/ptrelig.shtml.

 

2010 Census

Thanks to JOSEPH BIEKSHA for the information


WARNING: 2010 Census Cautions from the Better Business Bureau

Be Cautious About Giving Info to Census Workers by Susan Johnson

With the U.S. Census process beginning, the Better Business Bureau (BBB) advises people to be cooperative, but cautious, so as not to become a victim of fraud or identity theft. The first phase of the 2010 U.S. Census is under way as workers have begun verifying the addresses of households across the country. Eventually, more than 140,000 U.S. Census workers will count every person in the United States and will gather information about every person living at each address including name, age, gender, race, and other relevant data.

The big question is - how do you tell the difference between a U.S. Census worker and a con artist? BBB offers the following advice:

If a U.S. Census worker knocks on your door, they will have a badge, a handheld device, a Census Bureau canvas bag, and a confidentiality notice. Ask to see their identification and their badge before answering their questions. However, you should never invite anyone you don't know into your home.

Census workers are currently only knocking on doors to verify address information. Do not give your Social Security number, credit card or banking information to anyone, even if they claim they need it for the U.S. Census.

REMEMBER, NO MATTER WHAT THEY ASK, YOU REALLY ONLY NEED TO TELL THEM HOW MANY PEOPLE LIVE AT YOUR ADDRESS.

While the Census Bureau might ask for basic financial information, such as a salary range, YOU DON'T HAVE TO ANSWER ANYTHING AT ALL ABOUT YOUR FINANCIAL SITUATION. The Census Bureau will not ask for Social Security, bank account, or credit card numbers, nor will employees solicit donations. Any one asking for that information is NOT with the Census Bureau.


Eventually, Census workers may contact you by telephone, mail, or in person at home. However, the Census Bureau will not contact you by Email, so be on the lookout for Email scams impersonating the Census.

Never click on a link or open any attachments in an Email that are
supposedly from the U.S. Census Bureau.

For more advice on avoiding identity theft and fraud, visit www.bbb.org

PLEASE SHARE THIS INFO WITH FAMILY AND FRIENDS.

 

 

Ocean County Press Release
Important Census Information At Your Fingertips 10/21/2009

TOMS RIVER – Ocean County freeholders want to make sure county residents are comfortable with the upcoming census process and well-informed on the importance of being counted.

In order to provide easy access to important information, Ocean County has launched a new website just for the upcoming Census count in 2010.

"The website name is easy to remember," said Ocean County Freeholder Joseph H. Vicari, who serves as liaison to the Ocean County Census Committee. "It is: OceanCountyCensus.org."

Vicari said the website contains important information about the upcoming 2010 Census, including answers to questions like: What is the Census? Why is the Census important to Ocean County? Is the process safe and confidential?

In addition, it lists Ocean County Census activities, census job information and a link to the United State Census home page.

"The 2010 Census is of extreme importance to the people of Ocean County," said Freeholder Director John C. Bartlett Jr., who serves as liaison to the Ocean County Department of Finance. "The Census serves as a basis for the allocation of state and federal grant funds."

For example, an accurate Census count will significantly affect funding for programs accessed by the county's older adult population including transportation, nutrition programs, home health aides, respite care and a host of other services.

"We are focusing a lot of effort on making certain our snowbirds, those county residents who live here most of the time but spend winters elsewhere, participate in the upcoming Census count," Vicari said. "It is important to complete the Census questionnaire where you live most of the time. If you are away on April 1st, you can wait to complete the Census when you return to Ocean County."

In addition, the Census count is used in determining elected representation and is a tool used every day by government and private businesses.

The Ocean County Census webpage also can be accessed from the county's home page at www.co.ocean.nj.us

"I encourage our residents to visit the website as important and new census information will be added regularly," Vicari said.

 

 

Message to the President
Are you concerned about certain issues?
Do you want to send the President your comments?
Click on the link below. Its free. Its easy. Only takes a few minutes
There are 35 million seniors in the USA.

http://www.whitehouse.gov/contact/

 

 

Help With Medicare Part D Changes Available
10/19/2009

One on One Assistance

THE OCEAN COUNTY Office of Senior Services is ready to provide one-on-one assistance during the Medicare Part D Prescription Drug Plan Annual Enrollment Period, which begins Nov. 15 and ends Dec. 31.

Each year during the Annual Enrollment period, Medicare Part D counseling is provided at the County Connection at the Ocean County Mall on Hooper Avenue, Toms River.

There are 14 scheduled Part D Days that will provide the opportunity for Medicare enrollees to meet with a trained State Health Insurance Assistance Program (SHIP) counselor to review the Medicare Plan Finder and obtain the needed information to make an informed decision.

"Although, the Part D Enrollment period does not begin until Nov. 15, Part D Days are being held at the County Connection earlier in order for individuals to gather plan information in advance," Vicari said.

The Part D days are Dec. 8, 10, 14, 18 and 22. The times are from 9 a.m. to 3 p.m.

An appointment is necessary. To schedule an appointment call 732-288-7777.

According to Jane Maloney, Director of Senior Services, it is critical that Medicare enrollees take the time to review their prescription drug plan for 2010 and if they wish assistance in this process, there is a comprehensive support system in place.

She said that the staff at the Ocean County Office of Senior Services, One Stop Center, Building 2, 1027 Hooper Ave., Toms River, are also available to help.

Appointments can be scheduled by calling 732-929-2091, 1-800-668-4899.

In addition, assistance also is available at the following locations throughout the county: Berkeley Senior Outreach, 732-244-9600, Brick Senior Center/Outreach, 732-920-8686, Community Services Inc. Outreach, 732-367-1400, Ext. 21, Long Beach Island/Southern Ocean Outreach, 609-494-8861, Manchester Outreach, 732-657-8121 Ext. 5002, Shore Area Outreach, 732-892-5514, Toms River Senior Center/Outreach, 732-341-1000 Ext. 8461, Lighthouse at Community, 1-800-621-0096, and SOCH-Family Resource Center, 609-978-3559.

For any of the locations, persons desiring the Part D assistance should call to schedule an appointment in advance.

 

Medicare's Annual Open Enrollment is from
Nov. 15 - Dec. 31
Mark Your Calendar

Each year plans change what they cost and what they cover. The next general open enrollment starts on November 15, 2009. During this time, people with Medicare can add, drop or change their prescription drug coverage. They can also select a health plan for their 2010 coverage.

Medicare reports that senior citizens are expected to face a 7 percent premium increase for the average Part D prescription drug plan in 2010. The news is even worse for some in Medicare Advantage plans that will see a premium jump of almost 22 percent. With the open enrollment window opening on November 15, and many seniors expected to seek less expensive options, Medicare says choosing a new plan will be easier than in previous years.


Get answers to your Medicare questions.
Learn how to lower health care costs and stay healthy.
More Early Enrollment Information at CMS-click on link below

http://www.cms.hhs.gov/center/openenrollment.asp

 

Sharpen Up Your Computer Skills
Click on link below:

http://www.onguardonline.gov/topics/overview.aspx

 

Stay Safe in Cold Weather

Click on the link below for some good suggestions in dealing with winter weather.

http://www.nia.nih.gov/NR/rdonlyres/2E5CDADE-FAD7-44BA-B0BE-E8764EAABB4F/0/Stay_Safe_In_Cold_Weather.pdf

 

 


CV5 NEWS 10/30/09

Roof Phase One Project - 85 % completed
Thirty Four installed to date at a cost of $254,312.00 from
our Reserve account.

Addresses of Roofs Completed todate
1,6, 8,9,10, 13,15,16,18,17,19,20,21,22,24,27,28,30, 31, Canton Drive.
5 Valley Ct, 4 Bay Berry, 3, 5, 18 Milford Ct
10 Drake St, 1 Cottage, 5 Bay Berry, 1 & 2 Greenleaf
20 Auburn, 1,2 4 Elmwood 11 Maplewood

To understand the way roofs replacements are counted, consider that a house with double homeowners like a Lynnwood Double are counted as ONE roof. As the winter approaches the project will come
to a halt.

       

These new roofs are GAF Timberline roofs with a 30 year guarantee for both labor and materials. Trustee Tom Meyler will oversee the construction on this project.

The projected roof replacement cost over the next 15 years is $4,650,626.00. If
any roof not on the Phase One list, starts to leak, it will be repaired or replaced immediately. Report any problems to the office.


  

If you want to see if you are entitled to any Local, State or Federal benefits
Click on the link below
Financial.htm

 

Time For Some FUN

FREE MOVIES
Hulu also offers more than 165 free full-length movies. There's something for everyone, and it's 100% legal. You will have to view some advertising once in a while.

http://www.hulu.com

Free Music- Become a member, its free, and make
your own music library
http://www.dizzler.com/music/Frankie_Laine

Listen to old Radio programs - FREE
Arthur Godfrey, Amos & Andy, Bell Telephone Hour, Bob Hope, Camel Comedy, Milton Berle, Duffy's Tavers and hundreds more.
Guaranteed to bring back old memories

http://freeotrshows.com/

Watch the old TV programs -FREE
Bob Newhart Show-Lost in Space-Adam 12-Star Trek-Hill St Blues- Kojak and many more. Select full episodes
http://www.fancast.com/full_episodes/?cmpid=FCST_00_3

Click here for some great good old music- Free
Set your screen View/Text to Smallest inorder to see all the selections

http://www.tropicalglen.com/index.htm

Just one click to have access to all the best web sites

http://www.allmyfaves.com/

 

 

Cybergaffer.org

Cybergaffer is the official web site of CV5
Click on the link above to keep uptodate on Village activities and information. Managed by Tom Mooney .

 

BETTER BUSINESS BUREAU

http://newjersey.bbb.org/

 

The Mission of the Crestwood Village Five
Homeowners Association

We are a senior citizen civic association formed to promote, further and protect the privileges and interest of Village Five homeowners. We hope to foster an active interest in the affairs and development of the community; to inquire into any problems; to work together with the Board of Trustees and the District Representatives; and to help secure the greatest possible
economy and efficiency in the management of the community.

A nominal fee of three dollars ($3.00) per year is requested of each household to offset the administrative expenses incurred by the association. Click on Membership link at the top of this page to join.
Thank you
Pat Sinnott- President

 

Number of web site visitors todate

 

Web Site Design and Maintenance by Editor - George Sinnott
I do not warrant the accuracy of any information and shall not be liable for any losses caused by the reliance on such information.
gsinnott@comcast.net