Auto Insurance BASIC
California law mandates that all drivers carry bodily injury liability insurance of $15,000 per person, with a total of $30,000 in coverage per accident for injuries sustained by others, and $5,000 in property damage liability insurance for physical damage done to other property, such as another driver's vehicle. Policies that only meet these minimum coverage limits are typically known as basic liability-only policies. Since January 1, 1997, California motorists have been required to provide proof of insurance at the time of registration or when stopped by a peace officer.
In addition to offering basic liability-only policies that meet the requirements of this law, companies also offer policies that contain higher liability limits, comprehensive and collision (physical damage) coverage, uninsured and underinsured motorist coverage, medical payments, and rental car reimbursement coverage. These policies are known as standard coverage.
All premiums displayed on this page are effective as of October 1, 2006. * AAA’s premiums are effective December 1, 2006.
Please note: THIS IS NOT A PREMIUM QUOTE.
Auto Insurance BASIC
