James D. Spencer was born in Amsterdam, Montgomery county, N.Y., December 27, 1813, and when two years of age his mother moved to Providence, Saratoga county, where he was educated in the common schools. When thirteen years of age his mother died, he was taken to West Monroe, Oswego county, where he stayed with his oldest living brother, and at fifteen years of age became a clerk in a general store. He has married three times, first to Freelove Raymond, by whom he had four children: Reuben J., Lyman C., Houghton A., and Millie A., who died at thirty years of age. For his second wife he married Elizabeth Fisher, by whom he had two children: Catherine, who died at four years of age, and B. Lamont. Mrs. Spencer died in 1886, and for his third wife he married Mrs. Margaret A. (Raymond) Williams. Mr. Spencer has resided near Sylvan Beach fifty years, and is the original owner and founder of Sylvan Beach. He began life virtually an orphan boy, and through industry and good judgment has secured a competency. The Raymond family is one of the oldest families, dating back to the fifth century.

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