Frequently Asked Questions

• What method of payments do you accept?
• How often do you distribute commissions?
• What are the requirements to join if I live outside the United States?
• What’s your refund policy?
• If I sign up and decide to terminate my subscription, how do I cancel?
• If I join can both my spouse and I pull our credit report?
• What kind of Network Marketing Training does your company provide?
• How long has your company been in existence? Are you a private or public company?
• How long before I can rejoin once I cancel my subscription?
• Do you withhold any state or federal taxes?
• Can non-profit organizations and other business entities join EDW?

	What method of payments do you accept?
	We accept Visa, Mastercard, American Express and Discover. Payment can be made in the form of credit or debit card as long as one of these companies are listed on the card.
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	How often do you distribute commissions?
	Commissions on the sign-up referral fee and fast start bonus are paid weekly. Commissions on the monthly service fee and bonus pools are paid monthly. Commissions are paid only if the gross payout exceeds $10.00 (see the Compensation Plan for complete details.)
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	What are the requirements to join if I live outside the United States?
	A valid U.S. address and bank account in your name or your company’s name.
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	What’s your refund policy?
	The subscription fee is non-refundable, but you may cancel at any time with no penalty.
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	If I sign up and decide to terminate my subscription, how do I cancel?
	We ask that you notify us via email (customersupport@everydaywealth.com) and include a phone number so that you can be contacted. We will call you to verify your request for cancellation, upon verification it will take approximately 24 hours to remove your information from active status. Once this process is complete, you will receive an email notification that you have been canceled.
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	If I join can both my spouse and I pull our credit report?
	A subscription includes the ability to pull one person’s credit report. If your spouse would like to pull his/her credit report, he/she would need to purchase a subscription as well.
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	What kind of Network Marketing Training does your company provide?
	Every month we host a training event entitled “Wealth Unit-versity” where topics and techniques are shared by field leaders and corporate executives to help you build a successful organization. Once a week a national training conference call is hosted by field leaders, the company founder and/or the CEO.
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	How long has your company been in existence? Are you a private or public company?
	We are a privately held company with 3 years behind us, opening our service to independent representatives on May 1st of 2002. The first two years were dedicated to developing our patent-pending system, which is based on thorough research and the testing of our service with numerous focus groups. During that time we marketed primarily through affiliated businesses and organizations offering the service to their employees and membership base. We realized that in order to reach the millions of consumers that really need the service, we had to take a viral approach. We combined our affiliate marketing program with a network marketing model, creating what we like to call referral marketing. The growth we're experiencing with our independent reps is outstanding. The credibility of our company can be pulled from our Chairman of the Board, Steve Smith, and Board Members, Steve Gurasich and Bill Fields. Each of these three gentlemen are actively involved in the business on a regular basis. To learn more, visit our About Us page
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	How long before I can rejoin once I cancel my subscription?
	There is no waiting period to reactivate a subscription once it has been canceled. However, if you cancel or terminate the Representative Agreement for any reason, you cannot re-enter into an Independent Representative Agreement with the Company for a minimum period of six (6) months from the termination or cancellation date without the prior written consent of the Company (see Independent Representative Agreement, Section 22).
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	Do you withhold any state or federal taxes?
	As an Independent Representative, you are required to pay the state and federal taxes on your earned income. You will receive a 1099 form every January designating the total earned income, not including taxes, for that year which can be submitted along with your tax forms.
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	Can nonprofit organizations and other business entities join EDW?
	Organizations and businesses can join EverydayWealth using their tax identification number.
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My Story

Allow me to share with you my initial experience of the Everyday Wealth service. My credit report informed me that I had been sent to collections for not paying a hospital bill. I followed the guidelines in Everyday Wealth and followed up with the collection agency. I was informed that two insurance companies fought over who was responsible for paying the bill.

I was sent to collections, without being notified, and six months after the incident one company decided to pay. My credit had been damaged and the collection agency explained that although they knew it was not my fault there was nothing they could do to change the outcome.

Everyday Wealth supplied me with pre-written letters to send to the insurance company and collection agency, contact information for scheduled calls, recommendations on how to document all transactions, and as a final resort the telephone and physical address of the Federal Credit Bureau Investigation Services.

Despite the challenges that occurred the greatest benefit I received was online information at my fingertips, no waiting in lines or on hold, immediate actions for immediate results. You deserve to investigate Everyday Wealth to insure that you make an intelligent decision about your future and a situation similar to mine or much worse does not happen to you.

Review the information on the website and discover the multitude of paths that may assist you in changing the quality of your life. Thank you.